Does bank concentration stem from financial ...
Type de document :
Compte-rendu et recension critique d'ouvrage
Titre :
Does bank concentration stem from financial inclusion in Africa?
Auteur(s) :
Avom, Désiré [Auteur]
Bangake, Chrysost [Auteur]
Lille économie management - UMR 9221 [LEM]
Ndoya, Hermann [Auteur]
Bangake, Chrysost [Auteur]
Lille économie management - UMR 9221 [LEM]
Ndoya, Hermann [Auteur]
Titre de la revue :
Applied Economics
Pagination :
1-18
Éditeur :
Taylor & Francis (Routledge)
Date de publication :
2021-11-28
ISSN :
0003-6846
Mot(s)-clé(s) en anglais :
Financial Inclusion
Bank Concentration
Nonlinear Relationship
Threshold Regression
Bank Concentration
Nonlinear Relationship
Threshold Regression
Discipline(s) HAL :
Sciences de l'Homme et Société/Economies et finances
Résumé en anglais : [en]
This paper provides original econometric evidence on whether banking concentration stems from financial inclusion in African countries. In applying a system generalized methods of moments (SGMM) and the panel threshold ...
Lire la suite >This paper provides original econometric evidence on whether banking concentration stems from financial inclusion in African countries. In applying a system generalized methods of moments (SGMM) and the panel threshold regression method to a sample of 30 African countries for 2004–2017, we find two main results. First, bank concentration negatively and significantly affects financial inclusion in Africa. Second, as far as the nonlinear relationship is concerned, we find two extreme regimes with a smooth shift characterizing the bank concentration–financial inclusion nexus, with respect to conditional variables; bank concentration effects are negative and significant under the first regime and positive and significant under the second. Furthermore, our findings show that the nonlinear relationship between bank concentration and financial inclusion depends on the levels of financial freedom, mobile phones penetration, protection of property rights, control of corruption and regulatory quality. The results are robust to alternative measures of banking market structure, such as Lerner index and Boone indicator and to the panel smooth transition regression (PSTR).Lire moins >
Lire la suite >This paper provides original econometric evidence on whether banking concentration stems from financial inclusion in African countries. In applying a system generalized methods of moments (SGMM) and the panel threshold regression method to a sample of 30 African countries for 2004–2017, we find two main results. First, bank concentration negatively and significantly affects financial inclusion in Africa. Second, as far as the nonlinear relationship is concerned, we find two extreme regimes with a smooth shift characterizing the bank concentration–financial inclusion nexus, with respect to conditional variables; bank concentration effects are negative and significant under the first regime and positive and significant under the second. Furthermore, our findings show that the nonlinear relationship between bank concentration and financial inclusion depends on the levels of financial freedom, mobile phones penetration, protection of property rights, control of corruption and regulatory quality. The results are robust to alternative measures of banking market structure, such as Lerner index and Boone indicator and to the panel smooth transition regression (PSTR).Lire moins >
Langue :
Anglais
Vulgarisation :
Non
Collections :
Source :